The Canada Revenue Agency (CRA) is set to increase GST/HST credit payments beginning October 2025, in response to ongoing affordability challenges and inflationary pressures.
This move, part of Canada’s tax relief strategy for low- and middle-income families, marks one of the most generous increases to the credit in recent years.
Eligible individuals and families will notice higher quarterly payments, reflecting updated income thresholds and Consumer Price Index (CPI) adjustments.
What Is the GST/HST Credit and Why Is It Increasing?
The Goods and Services Tax (GST)/Harmonized Sales Tax (HST) credit is a tax-free quarterly benefit designed to help low-income Canadians manage the cost of sales taxes.
With inflation continuing to put pressure on household budgets, the federal government has opted to enhance this credit to provide timely relief.
The October 2025 GST/HST credit increase is not just an annual routine adjustment. It comes after extensive reviews of affordability issues raised in early 2025, and the updated formula offers more generous payments for qualifying recipients.
Who Qualifies for the GST/HST Credit?
Eligibility for the October 2025 GST/HST credit depends on your 2024 tax return, filed in the spring of 2025. Key qualifications include:
- Single individuals earning below approximately $52,000
- Families earning less than around $60,000
- Being a Canadian resident for income tax purposes
- Filing a 2024 income tax return, even if you have no income
It’s important to ensure your CRA My Account information—like address and banking details—is updated by August 31, 2025, to avoid payment delays.
New GST/HST Credit Amounts for October 2025
Here’s a breakdown of the updated GST/HST credit amounts:
| Household Type | Previous Annual Amount | New Annual Amount (Oct 2025) | Quarterly Payment (Est.) |
|---|---|---|---|
| Single Individual | $496 | $552 | $138 |
| Married/Common-law Couple | $650 | $720 | $180 |
| Per Child (under 19) | $171 | $198 | $49.50 |
These values are based on inflation projections and may be slightly adjusted after the July 2025 CPI release.
Key Tax Credit Changes for 2025
The GST/HST credit increase is just one component of a broader set of tax credit reforms in 2025. The federal government has been actively reviewing both refundable and non-refundable credits to address affordability and income inequality.
Notable updates in 2025 include:
- Revised climate action incentives
- Expanded caregiver credits
- Streamlined CRA online tools to check eligibility
- Enhanced direct deposit options and payment tracking
These reforms ensure that tax benefits target those who need them most, such as seniors, students, and low-wage workers.
When Will the GST/HST Credit Be Paid?
The next GST/HST credit payment will be made on October 4, 2025. Payments continue quarterly in January, April, July, and October each year.
Payment methods:
- Direct Deposit: Typically received within 1–2 business days
- Cheque by Mail: Delivery may take up to 10 business days
To ensure a smooth payment process, update any personal or banking details in your CRA account well in advance.
The Canada GST/HST credit increase in October 2025 offers welcome financial support to millions of Canadians struggling with rising living costs.
With larger quarterly payments and expanded eligibility, this change is a significant step toward greater economic security for low- and moderate-income households.
Make sure your tax return is filed, and your CRA information is up-to-date to benefit from this important federal tax credit adjustment.
FAQs
What is the new GST/HST credit payment for singles in October 2025?
Eligible single individuals will receive approximately $138 quarterly, totaling $552 annually, based on updated CRA thresholds.
How do I qualify for the GST/HST credit in October 2025?
You must file your 2024 income tax return, be a Canadian resident, and meet income criteria—usually below $52,000 for individuals.
When is the next GST/HST credit payment date in 2025?
The next scheduled payment will be October 4, 2025, followed by payments in January, April, and July 2026.